Lee Cramer

Lee Cramer brings a rare combination of discipline, integrity, and real-world problem-solving to his role as an insurance agent at Ingram Insurance Group. With a background that spans law enforcement, leadership, and family life, Lee approaches insurance the same way he approached his previous career: with seriousness, accountability, and a deep commitment to protecting others. Lee and Ryan Ingram went through the police academy together, forming a professional foundation rooted in shared standards, trust, and service that continues today.

Before entering the insurance industry, Lee served as a homicide detective with a police department in North Carolina. In that role, he worked complex cases where attention to detail, patience, and ethical judgment were not optional — they were essential. Investigating serious crimes required him to analyze information carefully, ask the right questions, and make decisions that carried lasting consequences for families and communities. Those experiences shaped how Lee thinks today: slow down, understand the full picture, and never cut corners.

That mindset translates seamlessly into insurance. To Lee, insurance is not about selling policies — it’s about safeguarding families, homes, livelihoods, and long-term plans. He understands that when someone purchases home, auto, or personal insurance, they are placing trust in their agent. Lee takes that responsibility personally, ensuring every client understands what they’re buying, why it matters, and how it protects them when life takes an unexpected turn.

Lee specializes in Home and Auto insurance, all personal lines, and insurance for real estate investors. He works closely with homeowners and families to make sure coverage aligns with how they actually live — not just what looks good on paper. For real estate investors, Lee brings an extra layer of value by helping them navigate landlord policies, rental property coverage, liability exposures, and portfolio-level planning. He understands that investors think differently than traditional homeowners, and he helps structure coverage that supports growth while managing risk.

A devout Christian, Lee’s faith plays a central role in how he lives and works. He is an active member of Christ the Lord Church in the Historic Inner East of Dayton, Ohio, where he regularly serves his church community. His faith informs his character, his work ethic, and his commitment to honesty and service — values that clients consistently recognize and appreciate.

Family is at the heart of Lee’s life. He lives in Clayton, Ohio with his wife and their five children, and much of his time outside of work revolves around being present and involved with them. Whether he’s coaching his kids’ sports teams, spending time outdoors, or supporting church activities, Lee believes strongly in showing up — for his family, his faith, and his community.

That same sense of presence carries into his professional relationships. Clients often describe Lee as calm, thorough, and refreshingly straightforward. He doesn’t rush conversations or overwhelm people with jargon. Instead, he takes time to explain coverage options clearly, identify potential gaps, and make recommendations based on real risk — not commissions or shortcuts. His law enforcement background trained him to listen carefully and think critically, and those skills now benefit every client he serves.

At Ingram Insurance Group, Lee is known as someone who takes ownership of his work and advocates fiercely for his clients. Whether he’s helping a first-time homeowner, a growing family, or a seasoned real estate investor, his goal is the same: provide coverage that holds up when it actually matters.

For those looking for an insurance agent who combines experience, faith-driven integrity, and genuine care for the people he serves, Lee Cramer is a trusted partner and a steady guide.